Security Statement

Advantage International Bank Corp. (AIBC) understands that the security of your personal information is of critical importance and that our ability to properly serve you is dependent upon our ability to protect such information.

AICB has taken a variety of different measures which enable us to provide you with quality service in a safe and secure manner. This Internet Banking System brings together a combination of industry-approved security technologies to protect data for the Bank and for you, our customer. It features password-controlled system entry, a VeriSign issued Digital ID for the Bank’s computer, Secure Sockets Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of computer traffic.

Identification/Authentication

To use the Internet banking product the customer must enter a password and a one-time password (OTP). The password is chosen by the customer and the OTP is generated randomly every 30 seconds. In accordance with regulatory requirements to address Customer Identity Theft, dual factor authentication has been implemented.

Further identification/authentication protection is provided by the system automatically logging the customer out of a session after 15 minutes of inactivity. Once logged out, the customer must reenter the password and the OTP.

In addition, the system disables the customer’s profile in the event the password or OTP is entered incorrectly three times. This mechanism deters users from repeated login attempts. Once logged out, the system requires a phone call to AIBC to verify the password before re-entry into the system.

Upon successful login, the Digital ID from a secured certificate, the experts in digital identification certificates, authenticates the user’s identity and establishes a secure session with that customer via encryption.

Encryption

It is critical that private information is transmitted between the customer’s and AIBC’s computer be encrypted to prevent unauthorized access. Once the communication is established between the customer and AIBC, the data is transferred in a secured environment. As AIBC’s computer has been certified as a 256-bit secure computer by Secure Sockets Layer (SSL), data traveling between the customer and AIBC is encrypted with SSL protocol.

With SSL, data that travels between AIBC and customer is encrypted. Encryption is a method of protecting information by scrambling such information, thus making it unreadable unless the correct encryption keys are used to unscramble the information. Encryption is achieved by AIBC’s computer issuing a public key to the customer’s PC and creating for itself a temporary private key. These two keys are the only combination possible for that communication session. When the session is complete, the keys expire and the whole process starts over when a new customer uses the Internet Banking System.

Firewall and Router

In addition, AIBC uses firewalls and routers as another level of protection to prevent unauthorized access to customer’s data. A customer’s request for information is filtered through a router and firewall before they are permitted to reach AIBC’s computer. The router works in conjunction with the firewall to block unauthorized requests and to direct authorized requests to the specific Eastern computer responsible for the Internet Banking system.

Technical Support

AIBC uses the methods described above to help provide quality service without compromising the safety and security of your information. However, it is important to keep in mind that protecting information is a shared responsibility and thus requires your commitment as well.

AIBC’s services currently support Microsoft Edge and Google Chrome. Support is provided for the current and previous two versions of the browsers.

If you have any questions, please contact us at 787-708-6446.